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Applied Underwriters is a global risk services firm that specializes in insurance, reinsurance, and business services. They offer innovative solutions to help businesses, governments, and individuals manage uncertainty. With a fresh and smart approach, they aim to solve real-world problems by identifying opportunities where others see limitations. Their team of talented professionals combines deep analysis with a comprehensive understanding of emerging risks. Applied Underwriters has been rated 'A-' (Excellent) by AM Best and has insurance plans protected by U.S. Patent No. 7,908,157.