Changed Approval offers a free credit repair service that helps improve your credit by removing invalid collection accounts. Here's how it works:
- Step 1: Get started by registering and authorizing them to show you all your information.
- Step 2: Obtain a copy of your credit report and connect it to their system for analysis.
- Step 3: Select the inaccurate items on your report and download and send dispute letters to the credit bureaus.
- Step 4: Sit back and relax as the credit bureaus conduct an investigation of the disputed items.
- Step 5: Within approximately 30 days, you should receive results. If errors remain, review your reports for next steps.
- Step 6: Apply advanced disputing methods if needed to further address inaccuracies.
- Step 7: Along the way, they offer credit building products like loans and credit cards to help achieve your financial goals.
Changed Approval is not a credit repair service organization but provides self-help software to assist with the credit repair process. They believe in everyone's right to dispute inaccurate information in their credit report and offer support throughout the process.