United Texas Credit Union (UTCU), located in San Antonio, provides a comprehensive array of financial products and services tailored to both individual and business needs. Their offerings include home loans, auto loans, personal loans, and a variety of business financing options, such as small business working capital loans. Members can benefit from competitive rates with auto loans starting as low as 4.90% APR and home equity lines of credit available at 6.99% APR. In addition to loans, UTCU offers savings accounts, share certificates with attractive interest rates (up to 4.25% APY), and various credit card options.

Founded with the mission of serving local residents, United Texas Credit Union has expanded its membership eligibility to include individuals who live, work, worship, or attend school in several counties surrounding San Antonio. Over time, it has grown to serve over 20,000 members and manage assets totaling more than $400 million. The credit union operates six branches across Texas while prioritizing personalized service that fosters financial security and freedom for its members. They focus on creating a supportive community atmosphere by offering financial education resources and dedicated member assistance programs designed to simplify banking experiences for all members.